How it Works

The Process

Perfect package for you

We work differently to other car finance companies, as we judge every case individually. We will chat with you to find out your requirements and personal preferences and discuss which vehicles will most closely work for you. Once we’ve figured those basics out, we can find the perfect, affordable finance package for you.

Getting a car on finance can feel like a complicated business, but we know how to make the process run quickly and easily. We’ll be on-hand to guide you through the entire process, from application to driving your new car! You can get in touch by calling us on 0191 5623231 , or e-mailing us at info@afacarfinance.com , or check out our Facebook page where you can make a quick and easy finance enquiry.

Our Expertise

The Steps

Get in touch

Apply on line, Email us, phone us, or You can come to our office in Tyne & Wear, or if you’re in NE, SR or DH postcodes, we could come to you!

Do the Maths

Once approved, we’ll help you work out an affordable credit limit and repayment schedule.

Choose your car

With a wide variety of cars available there will usually be something matching your own particular needs – just for you!”

Opening Hours

Monday – Friday: 09:00am – 17:30pm
Saturday: 10:00am – 16:00pm
Sunday: Appointment only

Covered Areas

North East & North West of England, Scotland and Borders.

To read more about SAF click Here

North East & North West of England, Scotland and Borders.

Automotive Finance Associates Limited t/a AFA Car Finance is authorised and regulated by the Financial Conduct Authority to transact Car Finance as a Lender and as a Broker to ensure the best possible outcome for all of our customers. Applicants must be over 23 yrs of age, all finance is provided subject to status and income. Terms and conditions apply, written quotations available on request.

REPRESENTATIVE EXAMPLE:

Cash Price £4895.00 – Deposit (Cash and/or Part Exchange) £250.00 – Amount of Credit £4645.00 – Documentation Fee £495.00 – First Monthly Payment of £219.15 (£50.57 Weekly Equivalent) – Followed by 40 Monthly Payments of £219.15 – Followed by 1 payment of £249.15 which includes a £30.00 Option to Purchase Fee.
Rate of Interest is 25%pa Fixed – Total Charge For Credit £4589.30 – Total Amount Payable (including deposit and Documentation Fee) £9484.30 – REPRESENTATIVE APR 54.6%.