How it Works

We look at things a little differently
to other car finance companies.

Getting a car on finance need not be complicated, so when you work with AFA Car Finance you don’t deal with computers or third parties, you deal directly with the lender- we’ll help you through the whole process

WHO WE ARE

About Us

We support you through your car finance journey – whatever your credit background. We understand that financing a car can feel complicated and confusing, but we know how to make the process run smoothly. We’ll support you throughout the journey, from application to the first drive home!

Once you’ve got in touch with us, we’ll have a chat to find out your requirements, personal tastes and budget so we can find the perfect plan for you. We’ll find a finance package that’s just right. You can visit us at our office, or we can come to you – either way we can provide a free, no-obligation quote over a cup of tea and a biscuit!

Looking at things a little differently !

  • They talked me through all of the options and which would be best for me, even gave me some tips on how I could start improving my own credit score.

    Karen S
    Customer
  • I was finding it all a bit confusing trying to change my car but Mike gave me some really good advice and helped me get my perfect next car.

    Claire G
    Customer
  • AFA gave me a credit limit for a car loan even though I’d tried other places and been turned down.They really do look at things a bit different to help out.

    David C
    Customer
  • I had seen a car for sale at a dealers on the internet elsewhere when I applied to AFA for the finance to buy it, however they did some checks on the car for me and we found out it had previously been an insurance write-off which I would never have known about. Bullet dodged thanks to AFA !

    Katie P
    Customer

Opening Hours

Monday – Friday: 09:00am – 17:30pm
Saturday: 10:00am – 16:00pm
Sunday: Appointment only

Covered Areas

North East & North West of England, Scotland and Borders.

To read more about SAF click Here

North East & North West of England, Scotland and Borders.

Automotive Finance Associates Limited t/a AFA Car Finance is authorised and regulated by the Financial Conduct Authority to transact Car Finance as a Lender and as a Broker to ensure the best possible outcome for all of our customers. Applicants must be over 23 yrs of age, all finance is provided subject to status and income. Terms and conditions apply, written quotations available on request.

REPRESENTATIVE EXAMPLE:

Cash Price £4895.00 – Deposit (Cash and/or Part Exchange) £250.00 – Amount of Credit £4645.00 – Documentation Fee £495.00 – First Monthly Payment of £219.15 (£50.57 Weekly Equivalent) – Followed by 40 Monthly Payments of £219.15 – Followed by 1 payment of £249.15 which includes a £30.00 Option to Purchase Fee.
Rate of Interest is 25%pa Fixed – Total Charge For Credit £4589.30 – Total Amount Payable (including deposit and Documentation Fee) £9484.30 – REPRESENTATIVE APR 54.6%.